We work with pension insurance, capital management and pensions administration for the local government sector in Sweden. The local government sector includes local authorities, county councils, regional authorities, local authority statutory authorities, municipal companies, local authority associations and companies closely related to these.
It is our vision to give people security in a sustainable world. This is reflected not least in the way we invest money. We do not believe in quick deals but think in a much more long-term manner. We therefore invest pension funds in ways which give good, long-term returns. And all of our investments comply with our ethical investment criteria.
Comprehensive pensions administration and tailor-made insurance solutions for employers.
The basic service we offer employers in the local government sector is to manage their pension obligations. We offer a number of different services in this area, such as an intermediary service for the individual parts of retirement pensions, calculation and paying out of various pension benefits and the calculation and forecasting of pension debts.
We also provide pension insurance solutions for employers and their employees in the local authority sector. TGL-KL, the occupational group life insurance scheme included in collective agreements, covers over a million employees in the local government sector.
We also provide extensive consultancy and training services.
Opportunities for employees to save for a better future
We are the pensions company for all employees of local authorities and county councils. We have been made the default alternative by unions and employers. This means that those who do not make an active choice for their occupational pension will have them placed with us in traditional pension insurance with guaranteed interest and guaranteed repayment if they die. In addition to traditional pension insurance, we also offer our clients fund (unit-linked) insurance or direct savings in our funds.
Being a part of people’s futures by managing their pension savings is a position of great trust. This is why we work with good, long-term returns and keep our charges low. The products we offer utilise capital which we invest in accordance with our ethical and environmental criteria.
Our products are not exclusively for local authority and county council employees. Any person who wishes to can save privately in our pension insurance schemes and funds. It is also possible to decide upon us when choosing a premium pension and for several other occupational pension agreements.